Tesla Loans in Maine: Best Rates (2026)
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Tenet finances Tesla purchases and refinances in Maine with rates starting at 4.99% APR and 24-hour funding. Here's what to expect.
Does Tesla Offer Financing in Maine?
Tesla does not offer first-party financing in Maine. Tenet is a Tesla-preferred third-party financing partner active in ME. All Tesla models -- Model 3, Model Y, Model S, Model X, and Cybertruck -- are eligible for financing through Tenet at the same competitive rates available in states where Tesla does offer direct financing.
Current Tesla Loan Rates in Maine
Current Tenet EV Loan Rates
| Credit Score | Starting APR |
|---|---|
| 800+ credit score | 4.99% APR |
| 760+ credit score | 5.19% APR |
| 720+ credit score | 5.94% APR |
| 680+ credit score | 6.49% APR |
| 620+ credit score | 7.74% APR |
Rates as of 2026. Actual rate depends on credit profile, loan term, and vehicle. Checking your rate has no credit impact.
Monthly Payment Examples
| Vehicle | Price | Rate | Term | Monthly |
|---|---|---|---|---|
| 2023 Tesla Model Y (used) | $32,000 | 5.19% APR | 72 mo | $519/mo |
| 2022 Tesla Model 3 (used) | $24,000 | 5.94% APR | 72 mo | $400/mo |
| 2023 Tesla Model Y (used) | $32,000 | 5.19% APR | 84 mo | $453/mo |
Illustrative examples. Actual rate depends on credit profile.
How to Get a Tesla Loan in Maine
- Check your rate at tenet.com -- takes two minutes, no credit impact
- Select your vehicle and purchase channel (Tesla, Carvana, CarMax, dealer or private party)
- Submit documentation digitally -- income verification, ID, vehicle details
- Receive funding within 24 hours of approval
Financing a Used Tesla in Maine
Tenet finances used Tesla purchases through Tesla, Carvana, CarMax, dealers and private party sellers in Maine. Private party purchases are handled through KeySavvy for title protection. Minimum loan amount is $10,000.
Tesla Refinancing in Maine
If you financed your Tesla in Maine between 2022 and 2024, your rate was likely between 6% and 11%. Tenet refinances existing Tesla loans in ME at rates starting at 4.99% APR. The process is fully digital and typically completes within 24 to 48 hours.
Before You Go
Checking your rate with Tenet takes two minutes and won't affect your credit score. Tenet finances new and used EVs and hybrids in 35 states – including Tesla, private party, Carvana, CarMax, and dealer purchases – with no dealer markup and 24-hour funding. NMLS #2262929.